Tips from Lumo

Your first home: everything you need to know

Moving into your first home is a big and exciting step. We’ve gathered the key things to help you get off to a smooth start in your new home.

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Finding a home, signing a tenancy agreement, moving, and settling into everyday routines can raise many questions. With these tips, you’ll take care of the practicalities and quickly settle into your new routine.

How do I find the right home for me?

When searching for a home, it’s worth thinking about your everyday needs first. Would you like to live close to your place of study, workplace or friends? How much are you willing to spend on rent each month? 

Moving into your first home is a big and exciting step.

On lumo.fi, you can browse available homes based on location, size and rental price. The map view helps you explore different neighbourhoods, and by setting up a search alert, you’ll be notified as soon as new homes become available.

What happens when I find a suitable home?

Once you’ve found a home you like, you can rent it easily on lumo.fi. First, you’ll pay a reservation fee or your first month’s rent and then have the opportunity to view the apartment.

There’s no security deposit to pay, which can make moving into your first home easier on your budget. If the apartment doesn’t feel like the right fit after all, your reservation fee will be refunded.

Is shared living worth considering?

Absolutely.

Sharing a home is often one of the most affordable ways to live, as rent and other expenses are divided between several people. With the same budget, you may be able to get more space, and purchases such as furniture and household items can be shared.

At its best, flatsharing offers a sociable way of living.

For many people, shared living also offers a sense of community. Everyday moments, challenges and even late-night snacks can be enjoyed together.

You can also find homes suitable for shared living on lumo.fi.

What should I do after signing the lease?

Once your lease agreement has been signed, it’s a good idea to take care of the practical arrangements well before moving day.

Make sure you remember:

  • Filing a change of address notification
  • Setting up an electricity contract
  • Taking out home insurance
  • Applying for housing benefits through Kela, if applicable

What do I need for my first apartment?

You don’t need to buy everything at once.

Your first home can also be furnished well with second-hand items.

To begin with, a bed, basic kitchen essentials, cleaning supplies and a few everyday necessities are enough. Many people are surprised by how little they actually need during the first few weeks.

Before buying new items, it’s also worth asking friends and family whether they have any spare furniture or household items. You can often furnish your first home surprisingly well with second-hand finds.

How should I prepare for moving day?

Start packing your belongings well in advance and arrange any moving help ahead of time. Moving becomes much easier when the practical details are already taken care of.

Once you receive the keys, take some time to inspect the apartment and, if necessary, photograph any existing marks or signs of wear and tear. This helps document the condition of the home when you move in.

Tip: Many grocery stores give away banana boxes for free. They’re solid, stackable and perfect for moving.

What if my situation changes?

Your first home is rarely your forever home.

Studies, work, relationships or even getting a pet can quickly change your housing needs.

With Lumo, you can move from one Lumo home to another without a minimum residency period if you need more space, a smaller home or a different location as your circumstances change.

Can I make a rental home feel like my own?

Absolutely.

There are many ways to personalise a rental home. Your own furniture, textiles, lighting and décor choices can quickly make a space feel like home.

Lumo residents can also take advantage of the Lumo paint benefit. Paint is provided free of charge, and you can choose colours that suit your style. A fresh coat of paint is an easy way to update your home and make it feel even more personal.

Can I have a pet in a Lumo home?

Yes, you can.

Pets are welcome in all Lumo homes. They’re family members too, so there’s no need to limit your housing search because of them.

Pets are welcome in all Lumo homes.

When looking for a home with a pet, it’s worth considering the surrounding area as well. Nearby parks, walking routes and outdoor spaces can make everyday life easier for both you and your pet.

What is a tenant responsible for?

While renting a Lumo home is designed to be easy and worry-free, tenants also have responsibilities.

Taking care of your home through simple everyday habits, such as regular cleaning, keeping drains clear and ensuring good ventilation, helps keep your living environment comfortable and in good condition.

If you notice a fault or something breaks, it’s important to report it as soon as possible. In Lumo homes, maintenance requests can be submitted easily through My Lumo, where our experts will help resolve the issue and arrange any necessary repairs as quickly as possible.

What’s the most important tip for someone moving into their first home?

Don’t stress too much.

Everything doesn’t have to be perfect on day one. A home comes together gradually, and the most important thing is finding a place where you feel comfortable, at ease and free to live your everyday life.

Most importantly, enjoy this unique stage of life. For many people, a first home is the first step towards independent living, new experiences and building a home of their own.

Could a Lumo home be the right one for you?

Looking for student accommodation close to your place of study and with excellent transport links? Renting is a flexible and convenient option when starting your studies. Lumo offers a range of flats in different sizes across all major university cities.

Read more about student housing

18.6.2026 (Modified 27.6.2026)

Text Lumo

Images Lumo

Rent the perfect home for you!Rent the perfect home for you!

You know what your perfect home is made of. Find it easily in our online store – or let us help you find a place where you’ll truly feel at home.

You know what your perfect home is made of. Find it easily in our online store – or let us help you find a place where you’ll truly feel at home.

Find your new Lumo home