Asset limits

When applying for state-subsidised and interest-subsidised apartments, the applicant´s assets must be within limits set by the State. These apartment are marked with "Varallisuusrajat" on the building´s presentation page. Your assets may have an effect on which apartments you are eligible to apply for. Applying for apartments in asset-limited buildings is not possible if you are applying for an apartment for a company.

Please fill in the information on your assets in the application if you are applying for an apartment in an asset-limited building. We will request detailed reports on assets as necessary when making the reservation for the apartment. There is no need to submit any reports in advance.

To be taken into account as assets are assets held at the time of application and assets which the applicant has disposed of during the 12 months preceding the application. Earned income is not taken into account as assets. The household´s combined debt can be deducted from the assets.

Assets may include e.g. real estate owned by the applicant. A reliable estimate on the selling value (fair value) of such assets is required. An estimate of the property´s current sales value may be requested from the house manager, an estate agent or a building inspector. The value of listed shares and funds is determined according to their quotation at the moment of application. You will also need to report the fair value of your other significant assets and any debts/loans.

The value of your owner-occupied dwelling located in the original municipality can be deducted from your assets to be taken into account, if you are about to move to another municipality with your family due to work and daily commuting to the new workplace is not practical because of long distances or difficult communication.

Asset limits exist in all municipalities but may differ from one to the next.

If your assets exceed the limit set by the target municipality, you can only apply for privately financed apartments. You can set the apartment search to only show privately financed apartments by removing the selection "Näytä myös varallisuusrajoitetut asunnot" in the left column.

For more information, please contact our customer service:
Tel. +358 20 508 5000

Asset limits in different communities

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